BALANCE SHEET STRATEGIES
in a Protracted Low Rate, Highly Uncertain Environment
Tuesday, December 8, 2020 | 1:00 - 2:30 PM CT
The “banking” industry has changed forever, and communities everywhere will have been reminded of the invaluable importance of their local banking institutions, especially during times of need. Balance sheets have been impacted notably on both sides and contain varying degrees of residual inherent uncertainties. Importantly, there will be very real implications for what constitutes prudent strategies for lending and funding (retail & wholesale), as well as overall balance sheet risk management (including interest rate risk, liquidity, and credit/capital management).
This session will look at important balance sheet risk management takeaways from the COVID-19 pandemic and impending recession, and discuss important strategies and considerations for moving your institution confidently and successfully forward.
The following topics will be highlighted during this presentation:
- Look in the rearview mirror:
- What should we have learned? I wish there was a “rewind button”…
- Importance of prudent policy flexibility vs. rigidity
- Value in effective planning & stress testing (liquidity & credit)
Balance sheet management strategies for the current environment
- Loan and deposit product and pricing strategies
- Liquidity/funding strategy: Importance of collateral management and the role of wholesale sources & alternative deposit products
- The role of interest rate swaps and caps/floors
- Interest rate risk management considerations and strategy implications
- Investment strategy implications
Ensuring your ALCO is a “profit center”
Managing Director, Darling Consulting Group
Frank consults nationwide with CEOs and CFOs of financial institutions to increase earnings through the proactive management of capital, liquidity/funding risk, and interest rate risk. He is a frequent speaker and author on topics such as industry issues and trends, funding solutions, regulatory issues, interest rate risk management, capital management, and derivatives hedging techniques.
Frank was designated a “top-rated” speaker by FMS and is well known for his popular seminar “Turbo Charging Your ALCO Process” having helped thousands of bankers across the country.
Frank is a graduate of Siena College. He lives in Winchester, Massachusetts and is an avid golfer and runner, having completed numerous marathons including several Boston Marathons over the past 25 years.
Registration to the live session includes:
One online connection
CPE credit for registrant
Permission to reproduce the handouts and other written material for additional attendees at your location
Only registered attendees of the live session can obtain CPE credit
Earn up to 1 hour of CPE credit.
- Level: Intermediate
Advance preparation: None
Field of Study: Business Management & Organization - Non-Technical
Instructional Method: Group Internet Based
Length: 60 minutes
For more information regarding administrative policies such as concerns or refunds, call 312-578-1300. FMS is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses. Complaints regarding sponsors may be addressed to: The National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN 37219-2417 Web: www.nasba.org.